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Ways to Work


The Ways to Work Program assists low-income families by providing small, low-interest loans for car purchases or repairs. This allows parents to stay on the job, even when faced with unexpected challenges.

The purpose of a Ways to Work loan must be transportation-related, such as to buy or repair a vehicle in order to keep a job.

Eligibility Requirements for Ways to Work Loan


Resident of Forsyth County
Employed 20 hours per week for the last 6 mohths
Has physical and legal custody of a minor child
Has exhausted other loan sources
Has sufficient disposable income to repay the loan
Household income does not exceed certain limits

Applicant Requirements

Application process
Financial Literacy/Auto Maintenance classes - 2 classes offered per month. Check events for the next available class.
Repayment of loan within 2 years

Click here to download a Ways to Work Pre-Application.

For more information, please contact:

Ways to Work
Family Services, Inc.
1200 S. Broad Street
Winston-Salem, NC 27101


(336) 722-8173
(336) 724-6491 (fax)